Wallet & Wellness: Legal & Privacy Policy

Last Updated: February 4, 2026

1. Professional Disclaimer (The "Not Advice" Clause)

The content on Wallet & Wellness is for informational and educational purposes only and is based solely on our personal opinions and experiences.

  • Financial Disclaimer: We are not certified financial planners, tax professionals, or investment advisors.

  • Health Disclaimer: We are not medical doctors or health professionals.

Any action you take based on the information on this website is at your own risk. You should always consult with a qualified professional (CFP, CPA, MD, etc.) before making significant financial or medical decisions.

2. Affiliate Disclosure

Wallet & Wellness participates in various affiliate marketing programs. This means we may post links to products or services for which we receive a commission if you make a purchase. This comes at no extra cost to you. We only recommend products we believe add value to our readers.

3. Data Collection & Use

We collect the minimum amount of data necessary to provide you with a great experience:

  • Newsletter: If you subscribe, we collect your name and email address via Squarespace. We will never sell this information.

  • Comments: When you comment on a blog post, we collect the data shown in the comments form, as well as your IP address to help with spam detection.

  • Analytics & Cookies: We use cookies and tools like Google Analytics to understand site traffic and user behavior. You can disable cookies in your browser settings at any time.

4. Your Rights (GDPR & CCPA Compliance)

Regardless of where you live, we respect your right to control your data.

  • Access & Deletion: You may request a copy of the data we hold about you or ask us to delete it entirely.

  • Opt-Out: You can unsubscribe from our newsletter at any time using the "Unsubscribe" link at the bottom of any email.

  • California Residents: Under the CCPA, you have the right to know what personal data is being collected and to prevent its sale (though we do not sell data).

5. Third-Party Services

We use Squarespace to host our site and manage our newsletter. Your data is stored through Squarespace’s secure data storage and databases. We do not share your data with affiliate partners.

6. Contact Us

For any questions regarding this policy or to request data removal, please contact us via the form on the “About Us” page.